Why are Medicare Consultations Free?
Posted: July 23, 2021
Licensed and certified MediSmart Brokers are independent, giving you unbiased advice and presenting opinions for your coverage based on your specific needs and circumstances. They are able to represent the offerings of many different insurance companies and will review and compare many plan options, rather than representing one insurance carrier so that they can find a plan that best fits your individual needs and budget....
Does Medicare Cover Dental Care, Eyeglasses, and Hearing Aids?
Posted: July 23, 2021
In this blog post, we will help set your expectations regarding Dental, Vision and Hearing benefits. Original Medicare, Part A and Part B, does not cover everything. Routine dental care, eyeglasses, and hearing aids are excluded from Medicare coverage often leaving many without the adequate care needed to protect their health and quality of life. Dental Care: Dental services may be covered if they are...
Must I Renew Medicare Every Year?
Posted: May 30, 2021
One of the most frequently asked questions from our clients is whether Medicare beneficiaries must renew their coverage every year. The simple answer is generally, no. BUT… Plans and circumstances may change year to year and it is critical to review your coverage annually to account for changes to your current Medicare Advantage plan, Prescription Drug Plan, drugs or health condition. Regarding Medicare Advantage and...
What’s the Best Medigap Policy?
Posted: May 30, 2021
Many of us find the process of signing up for Medicare coverage confusing. Especially when evaluating the benefit options provided by the “Alphabet Soup” list of Medicare Supplement plans. Medicare supplement policies, also known as Medigap plans, pay out-of-pocket costs that would normally fall to the Medicare beneficiary. The insurer has no discretion as to paying claims. If the service is a Medicare-approved service the...
5 things CMS wants you to know about your Medicare card
Posted: May 15, 2021
Medicare is managed by the Centers for Medicare & Medicaid Services (CMS). Social Security works with CMS by enrolling people in Medicare. To obtain your Medicare card when eligible, you must first have a My Social Security account. A free and secure My Social Security account provides personalized tools for everyone, whether you receive benefits or not. Create your personal My Social Security account here:...